How our online identity check works
Your email is like a digital footprint
91% of people with an email address have the same one for more than 3 years; and use it to make online transactions, to apply for and take out loans, to complete social profiles, and more.
We collect insights from thousands of entities
We have access to data from banks, global credit card issuers, global airlines, money transfer providers, marketplace lenders, travel websites, global retailers, eCommerce stores, shared economy, major computer manufactures and ticketing companies worldwide.
What we can tell from this data
We use an email address to globally review the use of this email and provide a risk score. If an email is associated with a high risk score, it may be rejected when going online to make a purchase, or apply for a loan or credit card for example.
If you have a high risk score, your email may be used for fraud, charge backs (purchase something and then disputing the purchase), insurance claims and fake social media profiles.
Who can benefit from our online identity check?
can use our online ID check to verify personal and professional profiles, providing added verification that the candidates they are talking to are who they say they are.
Insurance companies, banks, rental agents
can verify that the person they are dealing with has a clean/non-fraudulent email address.
Anyone who wants to scan social profiles
to ensure nobody is impersonating them on social media.
Online identity check features and benefits
Global intelligence network
Join a global network of industry leading companies. We use global network and machine learning algorithms. Our data is based on email, behavior pattern and history, name, address, phone number, IP, and other 100 data points.
Online identity check gives a clear picture to who is behind the email and their digital identity. A powerful network intelligence and predictive fraud risk scoring. Decrease your risk.
Real time answers, and real time global network updates and monitoring.
Our technology is super easy to use, everything is online and it is real time, giving you easy digital identity score for each individual checked, and information about the person’s online identity
With this engine, employment verification and new customers assessment can cost much lesser for organisations, can increase the confidence for organisations already performing a verification, and reduce risks.
Unique product of Backy Check Australia
Identity fraud detection
eCommerce fraud prevention and chargebacks
Account takeover prevention
Human rights violations
Law enforcement and cybercrime
Loan due diligence
Risk score categories
Risk Band 6: Very High Risk
Emails that land in this category are either confirmed fraud from our network, or associated with a high level of risky signals. It is recommended these digital profiles to be manually reviewed.
Risk Band 5: High Risk
Typically, the queries in Risk Band 5 have been deemed risky due to velocity patterns, signals from a known risky IP, or the transaction details reflect a history of suspected fraud on our network.
Risk Band 4: Correct Customer Record
Users occasionally mistype, or misspell their email address, rendering them invalid or incorrect. These emails are reported in Risk Band 4. In most cases, this is a good customer who has simply entered their email incorrectly, so we recommend that you contact the customer to have them correct the information before proceeding.
Risk Band 3: Neutral Risk
When an email falls into this category, it simply means that we couldn’t find anything negative associated with that information, however, we were unable to find enough positive signals to push it into Risk Bands 1 or 2.
Risk Band 2: Minimal Risk
These emails have been around for a year or two, have other positive signals associated with an IP, or other variable that is passed to us. These pose very little risk to you, and we advise that you consider approving them, based on the rest of the circumstances surrounding the transaction or customer.
Risk Band 1: Lowest Risk
Queries that land in this category typically contain emails that have existed for at least four years, and have established a pattern of positive signals across our network. These are the customers we recommend considering putting through the fast track, or auto-approving in your system.
Online identity check for employers
It can trigger a full screening if you don’t have a full pre-employment screening in place for a third of its cost
Police check integration
Online identity check for credit providers
Complement a credit report with a global fraud risk profile
Job and financial stability check
Professional view of your applicant, which can give you a better picture of their capabilities to be on time with payments.
Avoid false applications
Risky applications detection, this is a good indicator to verify the nature of online transactions your applicant had
Online identity check benefits for individuals
Check your identity has not been used for frauds
If you suspect to be victim of an identity theft.
Check how companies see you online
Make your application even stronger.
Online identity check for businesses
Some of our features
We all hate fees. Pay for what you use.
Real time KPI tracking and check's status tracking.
Dashboards and reports
Multiple dashboards available. Portal with orders in progress dashboard. And many more...
Customer's ticketing system on portal
Easily submit support tickets directly in the portal.
Monthly online invoice
Invoices are in the portal, and can be easily accessed. A list of past, paid and open invoices can be seen in your portal's dashboard.
Automated follow ups
to applicants or referees delaying responses.
100% Australia owned and run.
All our people, resources, servers, every bit of data are in Australia