The higher your credit score the healthier your credit file. This is because a high score indicates you have a history of managing your credit sensibly and making repayments on time. It pays to proactively manage the health of your credit score.
Errors in your credit report can cause serious consequences when you try to get credit or loans, and they can happen. It is important you check regularly your credit report, so the information credit providers are looking about you are correct and up to date.
A credit score is a numerical value which shows your creditworthiness as a single number. The credit score uses information from your credit report an turns it into a number, which is the credit score.
There are five main factors that impact your credit score: payment history, credit to debt ratio, credit history lenght, credit mix and new lines of credit and credit inquiries [..].
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